Privacy Policy

Last updated: October 31, 2026 (Asia/Shanghai)

This Privacy Policy describes how helocinterestcalculator.com (“we”, “the site”) handles information. The site provides educational HELOC and home equity loan calculators. Calculations run in your browser; we do not operate a loan application backend.

Information we process

• Calculator inputs — numbers you type (home value, balances, APR, terms) are processed locally in your browser for estimates. We do not require an account to use the tools.
• Server / CDN logs — hosting providers (for example Cloudflare) may automatically collect IP address, user agent, timestamps, and request URLs for security and reliability.
• Analytics (when enabled) — Google Analytics 4 (gtag) may collect page views, approximate location/country, traffic source, and anonymized IP when a Measurement ID is configured in site config. Calculator field values are not sent as GA event parameters.
• Advertising (when enabled) — if Google AdSense or analytics tags are later activated, those providers may set cookies or similar identifiers per their policies. No ad network scripts are active on this site until a publisher ID is configured.

How we use information

To operate and secure the site, measure aggregate traffic (if analytics are enabled), and display ads (if AdSense is enabled). We do not sell loan applications or personal financial dossiers from calculator fields.

Cookies

Essential delivery may use cookies or local storage via the CDN. Advertising/analytics cookies appear only after those scripts are installed and subject to applicable consent rules in your region.

Third parties

Cloudflare (hosting/CDN), and potentially Google (AdSense / analytics) when configured. Review their privacy documentation for details.

Children

The site is not directed at children under 13 (or the equivalent age in your jurisdiction).

Contact

Privacy questions about helocinterestcalculator.com: contact the site operator through the public registrant contact listed for this domain (WHOIS / registrar records). A dedicated inbox will be linked here when the operator publishes one.

Changes

We may update this policy; the “Last updated” date will change when we do.